VTB clients were able to access banking services via a Telegram bot. You can transfer money using the Fast Payment System, and top up your mobile phones bills. VTB identifies the new banking system as Telegram service This unique feature is applicable to both domestic and international financial markets. Gradually, the bot will be expanded by the bank.
The bank’s press office stated that the initial stage allowed users to see their balances and transfer money using SBP. Mobile accounts can be replenished and refunded. The bank plans to use QR codes for payment in the future. You will be able to see the history of transactions, make transfers between accounts and batch pay bills. Also, you can transfer funds from a VTB card to a card. Access to all banking services will be available by the end this year. All operating systems that support Telegram will have access to these functions. The bot can also replace an application from the Apple App Store.
VTB claims that the new service is secure because financial transactions are not handled through Telegram. “The web widget technology used in the bot does not send any sensitive data to the messenger. The client, in fact, gets access to the online bank through Telegram, and all operations are carried out on the side of the bank, and not in the messenger, ”- Notes the financial institution.